The only good thing about a multi use tool is the idea
If you are planning on making frequent use of it, or performing complex tasks that require frequent changeovers of the machine from one mode to the next, it will get old real fast. Then you'll be looking long and hard for the next suc...buyer who also thinks they are a great idea
Seperate lathe, mill and drill (or a mill-drill is ok) would be my recommendation.
First you get good, then you get fast. Then grouchiness sets in.
(Note: The opinions expressed in this post are my own and are not necessarily those of CNCzone and its management)