If only the top gear was plastic, then that would be the only part needing replacement right? The plastic gear would self-annihilate when something binds, and then you just take the top off, and your ready to replace instead of opening up the entire machine. My theory at least.
There's a plastic idler between the motors steel gear and the spindle gears that explodes first. It is replaced pretty much as you describe. It's the fuse If they had the foresight to ship a spare, you would probably have already replaced the broken gear and be up and running now Weak gear train, IMHO. I don't buy it that it's supposed to be a mechanical fuse. Weak design in my view. You can buy metal gears from LMS if you desire. If you are fairly careful in use, the gears don't break that easy. I broke one early on, ordered two so I had a spare, never broke another (tap wood).
side note:
I am designing a 2' x 4' made of MDF with 4x4 posts & 2x4 braces as a dedicated table for the mill.
Sounds plenty sturdy to me!
Wen I was young, I spent most of my money on fast women, slow horses, and cheap booze. The rest of it I just wasted.